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Anyone knows any prevention against identity theft?
I have recently been victimized by the theft of my credit card. But, due to favorable situations I could prevent it from being miss-used and was able to make thins go in the right way.Anyways , I would like to know that if there any services which keeps your financial information safe and make you secure about thefts.
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There are services you can use that freeze your credit and warn you if anybody tries to access it. But they are pretty expensive. Lifelock is one I hear advertised all the time, the CEO gives out his real Social Security number during the TV and radio ad to prove there's no way to steal your identity if you buy their service.
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Risk Management Solutions
Identity theft fraud is the fastest growing crime in Britain and costs £1.7Bn every year. Caution is highly recommended; keeping your SSN or credit card details confidential; observing good information security practices such as keeping personal information in a secure location and the proper disposal of documents which contain personal details can help prevent against this. Also, be vigilant whenever you use your card to pay for anything; ‘skimming’, whereby they take a copy of your card details, can be very easy and quick to do, so be aware whenever you hand over your card at a checkout and always keep it in sight. There have been a number of cases where ATM machines have had skimming devices attached to them (in one case they went so far as to attach an entire new replica front to a machine, which was only spotted as regular user noticed the machine stuck out further than normal), so look for any anything unusual when using these machines and if anything seems suspicious contact the bank and use a different machine. In terms of a service which can prevent fraud, there are a number of services which are costly and are mostly reactive rather than proactive, meaning there is no better (and cheaper) protection than being cautious and secure with any personal information.
Last edited by vbe; 06-16-2009 at 04:55 AM.. Reason: rm Suspicious URL |
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