You might want to re-read what methyl told you: you have placed the ".netrc" file in /home/user1 and perhaps there is a user account "user1" you want to use.

It might be that you accidentally started the ftp process not while you are user1 but root (or some other user, root is just the most probable one) and therefore your .netrc is not being used. Probably you are writing a script to run the whole process. Insert an "id" command directly above the "ftp" command to find out.

I hope this helps.

bakunin